Company · 64.92 · Financial services, except insurance and pension funding

SIA VITA CREDIT

Address confidence: Confirmed

Show on the map Company website Sector: Finance and insurance

From the company website
Auto lizings, Aizdevums pret nekustama ipasuma kilu

Turnover · 2024

4.3 M €

+20% vs previous year

Employees

Turnover per employee: 54 k €

Taxes paid · 2024

822 k €

Payroll fund / employees: 17 k €

Payroll fund · 2024 estimate

1.3 M €

Wage estimate, gross: 1,409 €

Tax breakdown · 2026 Q3

Total paid to VID 289 k €

Personal income tax 62 k €

Social contributions 148 k €

VAT paid · after deductions 80 k €

VAT refunded by the state 0 €

Money paid to and returned by the tax office during the quarter, not tax charged. VAT on purchases is already deducted inside the payment — it does not appear here separately. A refund arises only when deductions exceed the VAT charged on sales: for exporters, intra-EU suppliers, and under the domestic reverse charge (construction, timber, scrap metal), not for every company with large purchases. Compare with the turnover of the same quarter, not of the year.

Quarterly history

Quarter	Total paid to VID	Personal income tax	Social contributions	VAT paid · after deductions	VAT refunded by the state
2026 Q3	289 k €	62 k €	148 k €	80 k €	0 €
2026 Q2	232 k €	61 k €	146 k €	26 k €	280 €
2026 Q1	200 k €	55 k €	133 k €	31 k €	21 k €
2025 Q4	212 k €	54 k €	130 k €	28 k €	0 €
2024	822 k €	226 k €	455 k €	—	—
2023	756 k €	193 k €	409 k €	—	—
2022	695 k €	166 k €	374 k €	—	—

Financial health · From the 2024 balance sheet

Net profit575 k €

Total assets7.2 M €

Equity5.2 M €

Current ratio15.1

Quick ratio8.6

Debt to equity0.4

Equity ratio71.3%

Return on assets7.9%

Return on equity11.1%

Cross-section against the peer median

Compared with companies under NACE code 64.92 — 24.

Turnover

×1.2

4.3 M € 3.6 M €

Employees

×4.9

79 16

Taxes paid

×3.9

289 k € 75 k €

Payroll

×4.6

1.3 M € 292 k €

Logarithmic scale

÷10÷3×1×3×10

Position among peers

Turnover

above 58% of peers

Employees

above 92% of peers

This company Peer median · 24

Indicators

Turnover per employee 54 k € ×0.2 of the median

Margin 13.5%

Year on year +20%

Payroll fund estimate 1.3 M €

Registration number 40103463544

Registered address Rīga, Latgales iela 240 - 3

panel.caveats

Building coordinate from the State Address Register. Figures come from public registers. Wage, export share and address confidence are estimates and are always labelled as such.

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Grand Credit

Rīga · 3.3 M €

Avafin Latvia

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Mintos Finance

Rīga · 2.9 M €

Filed annual reports

Figures the company filed itself. Bar length shows size within the column; the longest is its best year. An empty cell means no report for that year — not a zero.

Year	Turnover	Net profit	Assets	Employees
2024	4.3 M €	575 k €	7.2 M €	79
2023	3.5 M €	-1707035 €	6.9 M €	73
2022	3.5 M €	588 k €	9.2 M €	79
2021	3.1 M €	488 k €	9.2 M €	76
2020	3.7 M €	1.0 M €	9.7 M €	83
2019	4.3 M €	1.3 M €	11.8 M €	81

Source: annual reports from the Register of Enterprises, as filed. A missing year is a missing report, not a loss.

Foreign trade of the industry · 2025

All companies in division 64 — Financial services, except insurance and pension funding — not this company. Trade by individual firms is not published by law; by industry it is.

Industry goods exports

9.5 M €

Industry goods imports

13.6 M €

Exported most: Vehicles and transport equipment — 4.4 M €, Machinery and electrical equipment — 3.2 M €, Precious stones and metals — 1.6 M €

Source: Official Statistics of Latvia, table ATN011, goods trade by the activity of the trading enterprise. “Not published” means the figure would identify a single firm — it is not a zero.